Wellesley Elder Law Attorney

Preparing for Your Next Chapter

Retirement offers the liberating freedom of living life as you wish, giving you the time to enjoy the activities you love, visit family, and rid yourself of the grueling 9 to 5 schedule. By contacting our elder law attorney, you can continue to bask in the enjoyment of retirement by proactively planning for long-term care options to know your future is taken care of.

Marsden Law P.C. cares for the elders of our Wellesley community and remains committed to providing them with a comfortable retirement. Our attorney is well-versed in all aspects related to aging, including Medicaid planning, preparing for long-term care, and more. Whatever the next chapter of your life has in store, our lawyer can help you address it in a way designed to provide you with the comfortable and enjoyable retirement you deserve.

We are available to provide the counsel and guidance you need to plan your future. Call us today for help: (800) 828-7854.

Making Long-Term Care Decisions

Long-term care encompasses a variety of options that cater to the unique needs and preferences of elders. Long-term care can include:

• Assisted living communities
• Independent living communities
• In-home care
• Nursing homes
• Residential care homes

Our Wellesley elder law lawyer can help you explore these and other long-term care options to find the one that’s right for you. After deciding on a living arrangement, we can help you finance it by getting your assets in order to qualify for MassHealth.

Qualifying for and Using MassHealth

MassHealth is the Massachusetts-specific program for Medicaid. Though different in name, it achieves the same goal as Medicaid. Nursing homes and other facilities can have fees that are too high for the majority of elders to afford for more than a few months on their own. These programs allow elders to receive the care they need at a price they can afford.

MassHealth offers six enrollment programs for seniors over 65 and other residents needing long-term care:

• Standard, which offers the most coverage and covers long-term care solutions as well as other medical costs.
• CommonHealth, which offers less coverage but includes long-term care coverage for those who do not qualify for Standard.
• Family Assistance, which covers people within the eligible income range for Standard but who are not of an eligible immigration status. It does not cover any long-term care options.
• Limited, which covers emergency medical services for elders with a disqualifying immigration status. It does not cover any long-term care options.
• Senior Buy-In, which allows seniors with Medicare to seek help paying Part A and B premiums, which includes long-term care.
• Buy-In, which covers Part B premiums for those on Medicare but does not include long-term care coverage.

After applying for MassHealth assistance, you will be notified of which coverage type you are eligible for. Pertinent factors effecting the coverage you may qualify for include your age, income, immigration status, and any applicable special circumstances.

When your care and wellbeing are on the line, it’s crucial that you enlist the help of someone familiar with the system. Our attorney will help you achieve the financial standing necessary to qualify for long-term care financial assistance without liquidating all of your assets. We will work towards the future you deserve without sacrificing the property and personal belongings you spent your life working for. Call us today to get started.

For assistance preparing your Massachusetts Application for Health Coverage for Seniors, contact our Wellesley elder law attorney.