When making decisions about long-term care for our elderly loved ones, it can be challenging to know what to do. We often turn to family and friends for advice, but sometimes the advice we get is misguided. Our Metro West Boston elder law attorneys bust some of the myths about long-term elder care so that you can make the best decisions for your loved ones.
Myth #1: Nursing homes are dirty and dangerous places.
The truth is the state and federal governments heavily regulate nursing homes. There are strict guidelines that nursing homes must follow to maintain their licenses. These guidelines cover everything from the facility's cleanliness to the residents' safety. Nursing homes also require a certain number of staff members on duty. The nursing home can lose its license if these guidelines are not followed.
Myth #2: You can't afford long-term care.
Long-term care is not cheap, but there are ways to pay for it. Many assume they will have to pay for long-term care out of pocket, but that's not always the case. Many government assistance programs can help cover the cost of long-term care, and many nursing homes offer sliding-scale payment options based on income. An experienced elder law attorney can help plan and manage assisted living expenses.
Myth #3: Long-term care is only for people who are sick or disabled.
While it's true that many people who need long-term care are sick or disabled, many people simply need help with activities of daily living, such as bathing, dressing, and eating. These people may not be ill or disabled, but they still need assistance with tasks that most of us take for granted.
Myth #4: Long-term care is only for the very old
Many people believe that long-term care is only for seniors who are 85 years old or older. However, this isn't always the case. While it's true that most people in long-term care are over the age of 85, many long-term care facilities often accept residents 55+.
Myth #5: Nursing homes are the only option for long-term care
Contrary to popular belief, nursing homes are not the only option for long-term care. Many long-term care facilities include assisted living facilities, group homes, and even in-home care services. The kind of facility right for your loved one will depend on their individual needs and preferences.
Myth #6: Family members who provide long-term care will be compensated for their time
In most cases, family members who provide long-term care for their loved ones are not compensated for their time. While some government assistance programs may offer a small stipend to cover the cost of care, these payments are typically very low and do not come close to the actual cost. If you are considering becoming a caregiver, be sure to speak with an elder law attorney about the possible implications.
Do You Have Questions About Long-Term Care?
Making decisions about long-term care for our elderly loved ones is never easy. But by busting some of the myths about long-term care, we can confidently make those decisions, knowing that we're doing what's best for our loved ones. If you have any questions about elder care or need legal assistance, Marsden Law P.C. can help. When can assist you with:
- Managing Assisted Living Expenses
- Medicare Planning
- Long-Term Health Care Planning
- Social Security Disability Insurance
- and more.
Call us today at (800) 828-7854 to schedule a consultation today!